What You Need To Consider About Insurance in the Medical Sector
When you work in the medical sector, whether as a GP, pharmacist, optician, dentist, physiotherapist, or even a vet, there are certain types of insurance cover that you need to have. Some of these, such as Employers’ Liability insurance and Public Liability insurance, are not optional. You have to have them to cover you if one of your employees is injured while at work and is able to claim compensation. The same is true if a patient has been misdiagnosed, for instance, and suffers because of that, or if, say, an electrical contractor doing some work in your practice has an accident. So those types of insurance are a requirement of the job. There are also situations where you might have a mortgage on the premises, and the mortgage lender will require insurance to be in place. In addition, you should obviously have contents insurance, and insurance for drugs, refrigerated vaccines, precious metals, personal effects, and so on. To some extent, insurance for those sorts of things is op